What is a termite bond or service agreement, and what exclusions should be checked?
What is a termite bond or service agreement, and what exclusions should be checked?
What is a termite bond or service agreement, and what exclusions should be checked?
Read the actual termite agreement before relying on the word “bond.” Ask the company to identify exactly what it promises: inspections, additional treatment, repair payments or some combination. A label used in sales material is not a substitute for the written obligations and exclusions.
EPA advises consumers to understand a pest-control guarantee, its conditions and their own responsibilities before signing. Keep the agreement, inspection findings and treatment record together so a future claim can be compared with the actual promised service.
The agreement offers retreatment
Ask what evidence triggers another treatment, who determines that evidence and what areas are included. Have the company distinguish correcting pest activity from paying to repair damaged wood. Do not infer repair coverage from an offer to treat again.
Repair coverage is mentioned
Request the exact covered damage, exclusions, limits and claim process. Ask how pre-existing or concealed damage is documented and whether other organisms or moisture damage are excluded. Obtain an explanation of any deductible or cap from the contract itself, not a generic online example.
Renewal, transfer or access conditions matter
Check payment deadlines, inspection access, cancellation terms and what happens when ownership changes. Ask whether construction, landscaping or treatment-zone disturbance must be reported. Record who is responsible for notifying whom and obtaining a written response.
Compare offers on the same basis
Use a simple side-by-side record of inspections, covered pest, covered structure, treatment obligations, repair language, exclusions and renewal requirements. Leave an item blank until the company answers it; do not treat an unanswered point as included.
Get clarification before a dispute
Start with the company's written explanation. A state pesticide regulator can address licensing or application concerns. A qualified legal adviser or appropriate consumer-protection office can help with disputed contractual obligations; the pest inspector does not decide those rights independently.
Limits
Agreement names and requirements vary, and this guide does not determine enforceability or coverage. No standard repair benefit, renewal period or transfer right is promised. The signed terms, property records and applicable jurisdiction are essential to evaluating a specific agreement.
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