Central AC or mini-split: what should you compare? Start with the condition of the heating and cooling system, the specific problem that has actually been confirmed, recent repair history, comfort performance and the completeness of each proposed scope. Do not let equipment age, a single symptom or a sales label decide the result by itself; a repair quote and a replacement quote must describe different work clearly enough to compare.
Central air serves spaces through ducts, while mini-splits create individual zones with indoor units, so distribution and room-by-room control are central tradeoffs. A contractor can evaluate room and whole-home loads, duct condition, zoning, line-set and drain routes, electrical needs, equipment placement, and service access. Ask proposals to identify zones or duct areas served, indoor-unit locations, mounting and finish work, electrical and drainage work, controls, commissioning, and warranties. Humidity, temperature extremes, architectural constraints, condominium or historic-building rules, exterior placement limits, and permits can change which design is practical. Map which rooms need cooling, how existing ducts perform, available wall and outdoor locations, condensate routes, electrical capacity, and appearance or noise priorities.