The wall has a known leak or deteriorated material
Resolve the existing condition before treating insulation as an energy-only upgrade. A retrofit assessment should identify water problems and the material that will support new work. Ask what has actually been observed, what must be exposed by the contractor and how repair decisions will be authorized. An estimate can identify an allowance without pretending that concealed damage is already measured.
Notice next: Provide the leak history and require a documented condition review before the insulation and cladding cover the wall.